Dramatically reduce your monthly payments for the first three years while building equity in your dream home. Start with payments up to 40% lower than traditional mortgages.
A 3-2-1 buydown temporarily reduces your mortgage interest rate for the first three years, giving you significantly lower monthly payments when you need them most.
The seller, builder, or even you can pay for the buydown upfront. This cost is often negotiated into the sale price or offered as an incentive.
Your interest rate is reduced by 3%, 2%, then 1% below market rate for years 1, 2, and 3 respectively, lowering your monthly payments.
You build equity faster with lower payments while saving thousands during the initial years when finances are typically tightest.
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Stop letting high interest rates keep you from your dream home. A 3-2-1 buydown gives you breathing room when you need it most – those crucial first few years of homeownership.
Save hundreds every month during the first three years when expenses are typically highest – moving costs, furniture, repairs, and settling into your new community.
Lower payments mean you can invest more in home improvements, pay down other debts, or build your emergency fund while still building valuable home equity.
Create a financial buffer for life's unexpected moments. Lower house payments give you flexibility to handle emergencies without stress.
Most families see income growth over 3 years. By year 4, when payments normalize, you'll likely be earning more and better positioned to handle the standard payment.
Our mortgage specialists are standing by to help you secure a 3-2-1 buydown and start saving immediately. Get your personalized quote in under 24 hours.
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